The Trusted Resource for Texas Health Insurance Provider Quotes

You can search for health plans from Cigna Healthcare, one of the leading Texas health insurance providers, at MultipleHealthQuotes.com. Cigna offers several health benefit plans for Texas residents that include:

Cigna Choice Fund Health Reimbursement Account (HRA) and Health Savings Account (HSA) products that are offered as group health insurance plans for employer groups having 50 or more eligible employees. These plans include a wide variety of health insurance types such as PPO and indemnity plans. They provide health coverage while providing you with a tax-free savings account for qualified medical expenses.

Health Maintenance Organization (HMO) plans offer quality healthcare services from a wide network of participating health professionals and physicians. Members may choose a primary care physician during enrolment, which will coordinate your medical requirements and provide referrals to specialists and facilities (in-network) if you need them.

Point of Service (POS) plans offer members a wider choice to get healthcare. You should choose a primary care physician, in the Cigna Healthcare Network, to coordinate your medical care needs. You can also choose any doctor outside the Cigna network, but you will pay higher out-of-pocket costs. The benefits of in-network POS healthcare services are almost identical to HMO benefits, while out-of-network benefits of Cigna POS are very similar to Indemnity plan benefits.

Open Access Plus (OAP) plan is a self-directed product with a national network. It’s considered a Preferred Provider health policy with managed care features. Members are encouraged to select a primary care physician, even if it’s optional, to coordinate their healthcare needs and avail of better benefits.

Indemnity Plans offer the flexibility to choose and visit any physician, as well as hospitals and medical facilities. You can access specialists without the need for referrals.

CIGNA's Limited-Benefit Health Plans provide access to affordable benefits for routine healthcare. They are not comprehensive plans but they cover prescriptions, doctor visits, wellness, and similar services.

Get free quotes and compare plans online. See for yourself which plans make the most sense for you.