Get Answers to Your Texas Health Ins. Questions

Find basic Texas health ins laws and regulations that guarantee health coverage here at Multiple Health Quotes.

Texas Health Insurance Laws and Regulations

Texas regulations state that a pre-existing health condition may not be required to have an exclusion period for any HMO health plan. For other types of plans, insurance companies may require an exclusion period or an eliminator rider.

Pregnancy may be considered as a pre-existing condition by a Texas health insurer.

Insurers cannot cancel a plan if a policyholder becomes sick because individual Texas health insurance plans are guaranteed to be renewable in the state.

Grandparents are allowed to have their grandchildren as dependents on their health plans as long as they reside with them and are under 25 years old.

Texas residents, as all American citizens and legal residents, are protected by HIPAA, COBRA, and federal health insurance laws.

Public Health Insurance Programs in Texas

Medicaid is a state and federal funded program that provides health coverage for Texas residents with low incomes.

Texas Children's Health Insurance Program (CHIP) target health coverage for children that do not qualify for Medicaid but whose parents cannot afford a private health plan.

Texas Health Insurance Risk Pool provides Texas residents with pre-existing medical conditions a chance to qualify for coverage.

Texas Breast and Cervical Cancer Control Program for women, diagnosed with cervical or breast cancer, to have a chance to apply for coverage and enjoy full Medicaid health insurance benefits.

Eligible seniors can find coverage from Medicare Advantage, Medicare Supplement, or Original Medicare.

Healthy Texas is a new state wide program for small business owners and employees, whose income levels prevent them from purchasing Texas health insurance.

The Federal Health Coverage Tax Credit can also help Texas residents get financial assistance when purchasing health coverage.

We will be glad to answer any of your questions regarding Texas health ins regulations. Get free quotes and compare plans online.