Reliable Short Term Health Insurance Texas Plans at Affordable Prices

You will need short term health insurance Texas, if you’ve suddenly lost your health coverage from your employer because of a change of jobs. We, at MultipleHealthQuotes.com will help you find affordable, quality short term health plans, so you won’t lose your coverage while waiting for your new employer to include you in their group health plan.

Short term health coverage can be purchased for interim periods from 30 days to 180 days. You can pay for it in monthly instalments or a one-time payment. These health plans are needed by people that are in-between jobs, employed part-time, or have been laid off. It can also be used for college students, or those who are recent graduates waiting to get a job.

Short term health insurance is not a substitute for regular health insurance policies that offer coverage for the long term. It should be used mainly as temporary health protection for a short period, because you are certain that you will have regular coverage at a future date.

These temporary plans do not cover routine office visits, preventive care, routine exams, dental care, or immunizations. Their main protection is for emergency medical expenses due to injury or sudden illness.

Insurance companies can refuse renewal for a short-term health policy, or reject an application due to pre-existing medical condition, even for individuals eligible under the HIPAA federal program (short-term is exempt from this legislation).

Short-Term Major Medical Health Plans

A short-term major medical health insurance policy provides benefits comparable to standard major medical procedures. Coverage is also for a period of less than one a year. The insurance company has the option not to renew the plan, or place restrictions on how many times it can be renewed. These policies are useful for individuals that lose their major medical health coverage, and are waiting until they’re able to purchase another long-term health plan.

Need more questions? Let us help answer your questions and point you toward the right health plan. Start comparing plans now with our free online quotes.