Review the Most Affordable North Texas Health Insurance

Looking for state-run North Texas health insurance information? MultipleHealthQuotes.com recommends asking a government health insurance counsellor such as those in North Central Texas Area Agency on Aging, which is part of the State Health Insurance Program. You can also browse for information right here.

Health Insurance Sponsored by Government

Medicare is a program by the federal government designed to provide insurance coverage for people age 65 and older, or for those with health disabilities. The program pays a portion of the costs for surgery, hospitalization, home health care, nursing care, and doctors’ bills.

Medicaid was created in 1965 as a federal/state public assistance program for people who can’t afford to pay for private health insurance, because of low incomes. Every state has a Medicaid program but benefits and eligibility levels vary in different states.

State Children’s Health Insurance Program (SCHIP) is a state level healthcare program to benefit children whose parents are not qualified for Medicaid, but their incomes are not enough to purchase private family insurance.

Military Health Care includes health care by the Department of Veterans Affairs (VA) and Civilian Health and Medical Program of the Uniformed Services (CHAMPUS).

Indian Health Service (IHS) offers healthcare assistance to American Indians that are eligible for this program by the Department of Health and Human Services. The program also helps to pay for selected medical services at non-HIS facilities.

Other State-specific Plans for low income North Texas residents are available that have different names in other states.

Private Health Insurance

There are basically two types of private health insurance: Managed care plans and Indemnity plans. The differences between them involve how healthcare expenses are shared by the insurance company and the customer, the choice of providers, how medical expenses are paid, and the amount of out-of-pocket costs.

There’s no “right” plan for everyone because each plan is unique based on the individuals’ health situation.

Got more questions? Let us help. We'll answer your questions and point you toward the right health plan. Start comparing plans now with our free online quotes.